Stop Losing Dividends
to Hidden Cuts.
The AI Dividend CFO for Retail Investors. Track, forecast, and optimize your yield with institutional-grade analytics.
Join 2 long-term investors
Your Yields Are Bleeding.
Hidden taxes, foreign withholding, and poor sector allocation can reduce your actual income by up to 30%.
Institutional-Grade Alpha.
We replaced the spreadsheet with a neural engine.
Dividend Health Scanner
NLP analysis of earnings calls
"...cash flow remains strong, but we are taking a cautious approach to future payouts..."
Tax Optimizer
It solves the asset location problem instantly. Our algorithms analyze your marginal tax rate to generate a specific 'Move List' that optimizes your holdings across account types.
Income Forecast
Ditch the linear charts. We model thousands of market regimes, including inflation and dividend slowdowns to provide a realistic forecast of your future cash flow.
Asset Screener
Type 'Find me safe monthly payers' and let the AI translate your intent into complex financial filters (Beta < 1, Yield > 3%).
Bank-Grade Security
256-bit encryption & read-only access.
Three Steps to Clarity.
Sync Assets
Input your positions or sync with your brokerage via Plaid.
AI Analysis
Our engine scans earnings transcripts and payout ratios for risks.
Get Insights
Receive actionable alerts: 'Sell VNO', 'Buy O', 'Move to Roth'.
For so long, retail investing has been a game of information asymmetry. While institutions access real-time terminal data and listen to every nuance of an earnings call, we are left looking at backward-facing charts and lagging payout ratios.
We buy a stock for its 7% yield, only to see the dividend cut and the price collapse weeks later. The dreaded Yield Trap that destroys compounded wealth. We dutifully reinvest our dividends, yet we bleed returns because we lack the tools to optimize our Asset Location for taxes.
I founded FluxYield because I believe you deserve more than just a tracker. You don’t need another dashboard that tells you what you already own. You need an Active Intelligence System that tells you what to do.
We are building FluxYield to be the AI-driven 'CFO' for your personal portfolio. Here is our promise to you:
We don't wait for your asset/investment to decline. Our Health Scanner uses NLP to study your transcript. By analyzing thousands of earnings transcripts for evasiveness and hedging, we assign a Dividend Health Score that warns you of cuts before they happen.
Taxes are often your portfolio's largest expense. Our Realtime Tax Optimizer solves the complex Asset Location problem for you. We generate a specific "Move List" telling you exactly which assets to move to your Roth or Traditional IRA to potentially save thousands in tax drag.
Your financial future isn’t a straight line. Our Income Forecaster abandons simple linear charts for Monte Carlo simulations, modeling inflation and market regimes to give you a realistic view of your future investment.
You shouldn't need a degree in finance to find safe stocks. With our Asset Screener, you can simply ask, "Find me safe monthly payers," and our AI translates your intent into the rigorous financial queries (Beta < 1, Yield > 3%) necessary to protect your principal.
We are building this for the investors who value systems over speculation and passive income over lottery tickets. Join us. Let’s stop losing dividends to hidden cuts.
Nnamdi Julius Ayogu
Founder & CEO, FluxYield